Easy Banking Then and Now

I just transferred some money from my savings account to my checking account to pay a few bills; on line, took me less than two minutes - easy banking.  49 years ago I had just graduated from college and went into my small town local bank to borrow $300 to buy my first pair of contact lenses.  I was in my first year of teaching and earning the princely amount of $5,200 a year.  Contacts were fairly new and quite expensive.  I sat down with the bank manager to apply for the loan, had barely told him how much I needed and he said "Oh, you're Fred's daughter, right?"  I said yes I was, he said sign here, and I had the loan - easy banking in the good old days.